Your finances in your app
With R-Net, you manage your finances from your smartphone. Checking your balance and tracking your Visa Debit and Visa Gold spending, as well as keeping control of your budget becomes second nature.
€0/month* for 2 years
Your first paycheck and your first plans to build: youniq jobs supports you with exclusive services and benefits perfectly tailored to this new stage.
With youniq jobs, you manage your daily life stress-free, while benefiting from solutions designed for the early stages of your career.
To manage your day-to-day budget…
With the OPERA PLUS premium package free for 2 years, you can manage your day-to-day banking under the best possible conditions. It is a premium package designed to provide you with truly useful benefits.
Included in OPERA PLUS
- Current account
- Visa Gold credit card
- Visa Debit card
- Free SEPA transfers
- Access to R-Net online banking, Wero, and Apple Pay
- Amassing OPERA loyalty points
Visa Debit card
For your everyday expenses and all the moments that shape your professional life.
Included with youniq jobs, your Visa Debit card allows you to make easy payments, with funds quickly debited from your current account to help you stay in control of your budget.
Visa Gold, your premium credit card
Included with OPERA PLUS, the Visa Gold credit card offers you greater payment flexibility and provides useful insurance and assistance coverage, both in your daily life and during the moments that matter most.
R-Invest on demand investment advice
Consultations for better understanding the basics of investing and start planning for the future.
Rental guarantee insurance
A solution with or without a deposit at a preferential rate to reassure your future landlord.
Discounts
Enjoy a 25% discount on administrative fees for personal and mortgage loans, as well as discounts ranging from 10% to 20% on subscription fees for certain products.
Banque Raiffeisen shareholding
The opportunity to become part of a cooperative bank and join a more human-centric, participatory banking model.
Optimizing your taxes
Certain insurance and personal protection solutions help you move forward while enjoying tax benefits.
Plan for the future and lower your taxes
Solutions for setting money aside, preparing for retirement, protecting your life goals, and gradually building a solid financial foundation.
Save on your tax return
As a youniq jobs client, you get a 30% discount on taxx.lu packages for your tax return.
… And finance your projects.
Whether financing a vehicle, investing your savings, or preparing for your first property purchase, some projects come up quickly.
youniq jobs gives you access to tailored solutions:
Investing for the future
When you start building your professional life, investing becomes the next logical step. With R-PlanInvest and our occasional investment advice service R-Invest, you can invest in a simple and progressive way.
Free with
R-Invest: on-going investment advice
To better understand your investment options, you receive on demand advice tailored to your profile while retaining control over your decisions.
R-PlanInvest
A fund-based investment solution with a €50 per month minimum commitment,
R-PlanInvest allows you to invest regularly at your own pace. You can make additional contributions at any time, and your money remains accessible.
A real advisor behind your account.
During the early years of your working life you are often confronted with new issues and important decisions; it is invaluable to have a (genuinely) dedicated advisor on such occasions.
A real advisor behind your account.
During the early years of your working life you are often confronted with new issues and important decisions; it is invaluable to have a (genuinely) dedicated advisor on such occasions.
In-branch
Visit a branch to speak with your advisor in person.
Existing customer
Log in to online banking to contact your advisor.
Your screen, your style
Download the exclusive youniq x petit_niochi design and make it your new background.
