Since plans change over time, with a youniq savings account you can put money aside at your own pace, to make the most of the things you want and the plans that matter today and will matter tomorrow.
This type or account is always included in youniq's offers.

Savings account essentials
The youniq Savings account enables you to put money aside. It is included in your youniq package, from childhood through to your first years of working life.
- Attractive interest rate
Make the most of your savings with an interest rate that follows market trends - Flexible, fee-free deposits
Make regular or one-off deposits: choose when and how you would like to make deposits, with no fees - Easy to manage
Your youniq Savings Account can be accessed whenever and wherever you want through the R-Net app
A savings account that grows with you
Your youniq Savings account supports you at every stage of life. As your needs change over time, certain features vary according to your package.
Preparing for tomorrow’s plans from day one.
Age: From birth
Availability: funds held in trust until a child legally becomes an adult
Learning to save with confidence.
Age: 12 to 18
Availability: funds held in trust until a child legally becomes an adult
Making the most of today while planning for tomorrow.
Age: 18 to 30
Availability: Savings accessible at any time
Helping your plans grow during your first years of working life.
Age: 18 to 30
Availability: Savings accessible at any time
We're here for you
Whether you would like to open an initial savings account for your child or set money aside for your own plans, your adviser is here to help.
We're here for you
Whether you would like to open an initial savings account for your child or set money aside for your own plans, your adviser is here to help.
In-branch
Visit a branch to speak with your advisor in person.
Existing customer
Existing customers can log on to online banking to contact their advisor.
Banking packages for young people
Raiffeisen has developed a range of packages that adapt to life’s key stages: from childhood to the first steps towards independence, through to student life and the start of working life.



