Remain fully focused on your studies
To give you the flexibility you need and let you fully focus on your student life, Raiffeisen offers three options*:
- The CEDIES student loan, financial support from the State, allocated during your studies and repayable from two years after the end of your course.
- A zero-interest advance of up to €3,000 on the CEDIES loan.
- The supplementary Study PLUS loan up to €15,000 (annual pay-outs of €2,500 per year for 6 years) at a very attractive rate.
Whether you opt for a CEDIES loan alone or combine it with a Study PLUS loan, you don’t need to worry about repaying your loan until after the end of your course.
*subject to acceptance of your application
... and make the most of your student life
When you sign for a student loan, Raiffeisen offers your 1,000 OPERA points, which you can swap for cinema tickets or other benefits.
Have you just received your high-school diploma and are now thinking of taking out your first student loan? For every student loan or advance on a student loan taken out with us, Raiffeisen offers a €150 voucher.
Use your 150 € voucher by choosing one of the following 3 options:
*This is neither a recommendation nor an investment advice
How the CEDIES loan works
To obtain a student loan, the student must first send a written application to the relevant department at the Ministry for Higher Education, the CEDIES.
When the student receives a letter of acceptance from CEDIES, Raiffeisen can grant the loan amount to the student.
Two years after the end of the student’s course, all the amounts advanced are consolidated into a single loan to be repaid by instalments within ten years.