2. What if I already have a specific project in mind. How should I prepare my loan application?

Let’s say you do have a project in mind. Some people come in to see us, and they know exactly what they want. If this is the case, the best thing to do is to bring all the relevant documents that we usually ask for, to your first appointment. When setting up your appointment, we’ll send you a checklist and a personal information sheet. Once we have all these documents, we can get straight to the point.

Get an insight into our checklist. You’ll need:

a copy of your ID,
an employment contract or three salary slips,
an account statement if you’re not yet a Raiffeisen client.
etc…

If you’ve already signed a sales agreement, the best thing for you to do, is to bring all the relevant documentation, including the signed sales agreement, to your appointment. But pay attention, the sales agreement is a legal and binding document. So make sure of knowing the amount the bank is willing to lend you in advance.
Other documents that could be relevant in this case:

plans of a future construction project,
general specifications for a future construction project or a new construction,
plans for renovation works or the construction of an extension.

Download our checklist

How to prepare my application for a first-time buyer's loan? Ask Guy!

Are you looking to buy a property?