- Free V PAY debit card*
- Free Visa Gold credit card
- No statement fees on current accounts
* Replaced by a Visa Debit card as of summer 2025
OPERA PLUS: everything you need to make your everyday finances a child's play.
Your daily life free of charge.
Your transfers, more freely.
- Free SEPA electronic transfers
- Free Raiffeisen paper-based transfers
- 5 free paper-based transfers to SEPA bank accounts per month
Discounts for your loans, but not only that...
- 25% off processing fees for personal loans and mortgages
- 20% off the annual safe deposit box fee
- 20% of the R-PlanInvest subscription fee
- 10% off the R-Invest annual fee
- 10% off the R-Gestion annual fee
- 10% off the R-Conseil annual fee
You also benefit from one free cash withdrawal from other banks' ATMs per month, no card blocking or replacement fees, and a 'card option' that gives you access to an additional debit and credit card for a second account holder.
New customer?
Your OPERA PLUS package is free the first year!
Open your account online and become a client of a cooperative bank.
Did you know ? Did you know? You can join our loyalty program!
The OPERA PLUS monthly subscription can be paid for in part or in full using the OPERA points you collect as a Raiffeisen member.
Find out more about the OPERA loyalty program.
OPERA PLUS benefits
To benefit from OPERA PLUS advantages, please fill in the form below.
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Disclaimer
For more information on the processing of personal data please consult the Information Note on the protection of personal data for customers of the Bank available on the Bank's website under the heading “Data Protection".
OPERA PLUS simulator
You have several options to use all or only part of your OPERA points.
Downloadable documents
Interesting links
Benefit form the full range of OPERA PLUS Advantages
Don't hesitate to go to the nearest Raiffeisen branch, contact your advisor or fill in the form.