OPERA PLUS Package

All your banking essentials and more.

Your daily life free of charge.

Free V PAY debit card*
Free Visa Gold credit card
No statement fees on current accounts

* Replaced by a Visa Debit card as of summer 2025

Your transfers, more freely.

Free SEPA electronic transfers
Free Raiffeisen paper-based transfers
5 free paper-based transfers to SEPA bank accounts per month

Discounts for your loans, but not only that...

25% off processing fees for personal loans and mortgages
20% off the annual safe deposit box fee
20% of the R-PlanInvest subscription fee
10% off the R-Invest annual fee
10% off the R-Gestion annual fee
10% off the R-Conseil annual fee

You also benefit from one free cash withdrawal from other banks' ATMs per month, no card blocking or replacement fees, and a 'card option' that gives you access to an additional debit and credit card for a second account holder.

New customer?

Your OPERA PLUS package is free the first year!

Open your account online and become a client of a cooperative bank.

Enjoy now

Did you know ? Did you know? You can join our loyalty program!

The OPERA PLUS monthly subscription can be paid for in part or in full using the OPERA points you collect as a Raiffeisen member.

Find out more about the OPERA loyalty program.

OPERA PLUS benefits

To benefit from OPERA PLUS advantages, please fill in the form below.

Last name

First name

Street name and number

Postcode

Town/city

Phone number

Birthdate

Day

Month

Year

Are you a Raiffeisen customer?

Yes

Raiffeisen branch

How would you prefer us to contact you?

Phone

Would you like to use your OPERA points to pay the OPERA PLUS monthly fee?

Yes

Leave this field blank

Required Field

Disclaimer

For more information on the processing of personal data please consult the Information Note on the protection of personal data for customers of the Bank available on the Bank's website under the heading “Data Protection".

OPERA PLUS simulator