Skip to main content

Equipment loan

Luxembourg’s Société Nationale de Crédit et d’Investissement (SNCI) provides economically viable businesses with equipment loans via their bank.

Equipment loan coverage rates

The SNCI can lend between 25% and 60% of the eligible costs, but in some cases it can provide up to 75%. Our Raiffeisen advisors can provide you with all the information you require and help you complete your applications and submit them to the competent organisations.

If it accepts your application, the Société Nationale de Crédit et d’Investissement (SNCI) will lend you funds to finance your equipment or property (excluding land) investments. The investment loan comes with a term of 10-14 years maximum and is granted by the intermediary of Banque Raiffeisen.

The loan covers a minimum investment of over €12,500 (except for a start-up where there is no minimum amount) at a preferential interest rate and for a maximum period of 14 years.

The main benefits of the SNCI equipment loans:

  • Highly attractive interest rate
  • A fixed rate for the full term of the loan
  • Linear quarterly reimbursements (of the principal)
Equipment loan

Our advisors are on hand to guide you through the equipment loan process.

Downloadable documents

Any questions?

Contact a Corporate advisor who will be able to answer your queries and guide you towards the most appropriate solutions.