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R-Confort personal loan

R-Confort is a permanent credit facility ensuring maximum comfort as you manage your finances from day to day. Enjoy those special moments in life without having to dip into your savings.
Your benefits
A permanent credit facility
Use it when you want or when you need
Deductible interest payments

What R-Confort can do for you

R-Confort ensures maximum comfort as you manage your finances from day to day. Enjoy those special moments in life without having to dip into your savings.

 

Benefits for you:

  • You benefit from a permanent credit facility: this credit facility can be used and reused depending on the amounts paid back. There is no need to make an appointment with your advisor every time you need to use the funds.
  • There are no requirements on the use of the money made available by R-Confort: you decide to use it however you need!
  • The interest payments are tax deductible under ‘special expenditure’ on your tax return, for a maximum amount of €672 per person per household. The total deductible limit covers all deductible insurance premiums plus interest expense on personal loans.
  • Interest is calculated as accurately as possible on the basis of the amount actually used.
  • A credit facility can be set up for as much as €50,000.
  • It is recommended you also take out credit balance insurance to protect your loved ones. To make your life easier, we have kept the application facilities to a strict minimum.

Operations accepted:

  • Credit transfers
  • Withdrawals
  • Debit via the online banking R-Net

Operations not accepted:

  • Stock market orders
  • Standing orders from the same account
Calculator

Calculate how much you would pay each month to refund your personal loan. Complete all the fields in our calculator.

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Where to find us

Raiffeisen has branches all over Luxembourg, making your life easier! You will be able to find a branch or ATM wherever you are!

Any questions?

We are here to answer your questions and can put you in contact with the right people depending on your requirements.