Housing loans are available to finance:

• The acquisition of land to build on, a house or an apartment,
• the construction of your new home,
• Conversion work in an existing or newly acquired dwelling. 

Raiffeisen can help you with buying property in Luxembourg or abroad.

R-Logement is more than just a loan.

You also benefit from:

ADVICE: Finance structuring, state aid, tax optimisation, insurance... We can answer all your questions. Make the most of the experience and expertise of our advisors and find the best solution for your personal situation.

FLEXIBILITY: A floating rate, fixed rate or a mix of both? Your repayment plan can take the term of an investment or life insurance into account. Our loan arrangements are always made to measure.

CLOSENESS: This is something that sets us apart... you are never far from one of our branches. Wherever you are, our staff will reserve you a warm welcome and remain on hand to assist you at every stage of your project.

Insurance on the outstanding balance

With a view to protecting your loved ones in the event of death, the loan can be combined with insurance on the outstanding balance, to cover the amount that remains due.

Tax deductible

The interest paid on a housing loan used to acquire your main home can be deducted from your taxable income, within the limits provided for by the law.

Finance plan 

Download the document and use it to calculate your finance plan or contact a Raiffeisen advisor who will help you find the best solution for you.

Download