You can benefit from some attractive tax incentives if you save via a life assurance policy, a pension plan or a housing savings account.
Our lawmakers want to encourage people to put money aside to protect their nearest and dearest, boost their pension or prepare for a property investment.
Whatever your personal situation, Raiffeisen has a solution to help you make the most of all these opportunities.
Put money aside so you can buy a house later on and deduct €672 or €1,344 per person from your tax bill, depending on the age of the youngest saver.
Save for your pension and deduct €3,200 from your taxes per year and regardless of the taxpayer's age (following the amendments to article 111bis L.I.R. on pension savings).
Put money aside for your children and deduct €672 per person in your household.
Use our R-Vie Protect life insurance product to save, plan and reduce your tax burden depending on your situation.
| Product | Deductible amount |
|---|---|
| Home savings account* |
≤ 40 years of age: €1,344 per person in the household > 40 years of age: €672 per person in the household |
| R-Pension/R-Vie Pension insurance plans |
€3,200 per year and regardless of the taxpayer's age |
| R-Junior or R-Vie Protect insurance | €672 per person in the household |
* N.B.: The age is the age of the youngest adult saver on 1st January of the year in question
Raiffeisen has branches all over Luxembourg so you will be able to find a branch or ATM wherever you are.
We are here to answer your questions and can put you in contact with the right people depending on your requirements.
