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Conventional savings


On-demand savings account

The on-demand savings account is a really flexible way of setting money aside for a rainy day, with interest rates being regularly adjusted in line with money market trends. 


Home savings account

With Raiffeisen and its partner Bausparkasse Schwäbisch Hall, you can open a home savings account and benefit from the tax incentives that come with this kind of investment.


Call deposit

A call deposit is a flexible form of savings. You can make deposits and withdrawals whenever you need to.


Term deposit

Designed for both private and corporate clients, the term deposit account can be used to save capital for a fixed term at a fixed rate. You can select a period of 1, 2, 3, 6 or 12 years The interest rates applied depend on the duration and the amount of the investment.


Saving income account

The annuity savings account from Raiffeisen is a fixed-rate investment requiring initial capital of at least €5,000. It provides you with a periodic annuity — monthly, quarterly or half-yearly — made up of the interest earned on the capital.


R-TOP savings account

Save at your own pace and enjoy additional remuneration on any further eligible amounts you save during a promotional period.