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R-Logement housing loan

Buying a home is an important investment and involves a long-term commitment. Our experts will guide you through all the stages of your project with personalised advice.
Your benefits
Personalised plan
Fixed, variable or adjustable rate
Loan payoff terms of up to 30 years
Advice on structuring your finance, state aid, tax optimisation and insurance

Together, we can make your dream come true

Raiffeisen is a cooperative bank and that changes everything. Even for your home loan!

The housing loan is intended for financing:

  • the acquisition of land to build on, a house or an apartment,
  • the construction of your new home,
  • conversion and ecological* renovation work in an existing or newly acquired dwelling.

Each question you have will receive an answer. Take advantage of the expertise and experience of our advisors to find the best solution for your personal situation.

* Reserved for non-mortgage loans.







Our experts assist you in our branches or at the Hub of Home Kirchberg

Our advisors are available to devise solutions tailored to your project outside the opening hours of our traditional branches or in our Hub of Home. They can even come to your home or workplace.

Our experts will advise you on all aspects of your project:

  • Your financing: fixed, variable or adjustable rates, for a term of up to 30 years. A repayment plan that takes into account your situation and your project.
  • State aid applicable to your project
  • The tax optimisation options you can implement, including interest deductions, mortgage insurance, etc.)

Simulate your home loan

We offer various simulators to guide you from the very beginning of your home acquisition project:

Estimate your budget

Do you want to buy a home? Estimate your borrowing capacity now to transform your project into reality.

Simulate your financing plan

Is your acquisition project at a point where you want to know the monthly payments for your future loan?

Further information

Home loan savings contract

Do you want to save for your future home?


The R-Eco personal loan supports you in carrying out an energy renovation of your home.

Could your project be eligible for state financial aid?

In certain cases, you can take advantage of state subsidies and grants for your green renovation projects: insulating your home, replacing windows, installing a heat pump, etc.

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