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Open your bank account

Open your account and become a client of a cooperative bank.
Plus: By becoming a Raiffeisen member, you can also enjoy many benefits!
Your benefits
For new clients: benefit from our special Welcome Offer representing OPERA PLUS free of charge for 12 months
For students: Discover our special Green Code Study offer
For jobstarters: Enjoy many advantages included in our Green Code Job offer

Become a client

We would like to inform you that our bank is currently experiencing an exceptional volume of account openings.

As a result, you may experience a delay in processing your account application. Rest assured that we will do our best to respond as quickly as possible.

Thank you for your trust and loyalty.

Documents required to open an account at a branch

During your appointment, please bring the following documents, which are essential for opening an account:

  • Luxembourg identity document / Luxembourgish residence permit (for Luxembourg residents of non-EU nationality)
  • Certificate of residence < 3 months (c.f.
  • If not resident in Luxembourg: TIN (Tax Identification Number)

Depending on your situation, other documents may be required.

  • For paid employment: Salary slip or employment contract
  • For an account used for a self-employed activity: Establishment authorisation / Documentary evidence
  • For a student: Certificate of studies or other proof of studies (e.g. AideFi grant/loan)

Criteria to meet to open an account online

Before starting to fill out your online application to open an account, please make sure that you meet the following criteria:

  • you are aged 18 or over

  • you have a valid identity document (ID card or passport)

  • you have a link with Luxembourg (living or working in Luxembourg)

  • you have an account with a bank in Luxembourg or with a bank in your country of residence. Online banks are excluded. (In order to authenticate you, we ask you to transfer EUR 100 from this account. This amount will be credited to you upon activation of your account.)

  • you will use this account for private purposes


The language of the contractual conditions will be the language you choose at the time you enter into a relationship with the Bank between the languages offered, namely  French and German. Any person wishing to enter into a business relationship with the Bank via must have a perfect command of one of the languages offered. In the event of divergence between the French version and other languages, only the French version shall prevail. Please note that our website as well as R-Net are partially available in English.

Fast, easy and convenient: open your account online in 4 simple steps

Welcome Offer

As a new client, become a member and receive our WELCOME OFFER to enjoy all OPERA PLUS advantages free of charge for 1 year! Our package includes: 

  • Providing a free debit card V PAY
  • Providing a free credit card Visa Gold
  • No statement fees on current accounts
  • Free SEPA electronic transfers
  • Discount on processing fees for personal loans and real estate loans
  • And many other advantages...

Green Code Study
Our package for students

  • Providing a free V PAY  debit card 
  • Providing a free Visa Classic credit card
  • A savings account with a preferential rate
  • Government-guaranteed student loan and a Study PLUS loan with preferential rate
  • Etc.


Green Code Job
Our package for job starters

  • Providing a free V PAY debit card 
  • Providing a free Visa Classic or Visa Gold credit card
  • A savings account with a preferential rate
  • A free lease guarantee
  • Etc.


Why become a Raiffeisen client?

Raiffeisen is a cooperative bank — and that makes all the difference!

Raiffeisen rewards the trust and loyalty of its members by offering them many OPERA benefits, not to mention the offer of services and products adapted to your every financial need.


We undertake to respect, apply and share the company’s longstanding values day after day:

Ambition with respect

  • Respect - esteem and long-lasting relationships
  • Ambition - the best of ourselves to achieve success and customer satisfaction

Passion and proximity  

  • Proximity - local actions and warm relations
  • Passion - enthusiasm as we strive for excellence


Raiffeisen - Your cooperative bank


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Any questions?

We are here to answer your questions and can put you in contact with the right people depending on your requirements.

Where to find us

Raiffeisen has branches all over Luxembourg so you will be able to find a branch or ATM wherever you are.