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Welcome Offer for new clients

As a new client, become a member and receive our WELCOME OFFER to enjoy all OPERA PLUS advantages free of charge for 1 year!
Your benefits
Providing a free Visa Gold credit card
Providing a free V PAY debit card
No statement fees on current accounts
25% off processing fees for personal loans and real estate loans
Free SEPA electronic credit transfers

New client? Receive our special Welcome Offer!


A whole range of advantages offered to you during the first 12 months.

Free banking cards

  • Providing a free V PAY debit card 
  • Providing a free  Visa Gold credit card
  • No fee for blocking or replacing a card
  • The option to get a second V PAY debit card and a second Visa Gold credit card.

Special discounts

  • 25% off processing fees for personal loans and real estate loans
  • 20% off the annual safe deposit box fee

Maintaining the account for free

  • No statement fees on your current account
  • Free SEPA electronic transfers
  • 1 free cash withdrawal from another bank’s ATM per month
  • Free Raiffeisen paper-based transfers
  • 5 free paper-based transfers to SEPA bank accounts per month

Special discounts on your investment fees

  • 20% off the R-PlanInvest subscription fee
  • 20% off the R-Pension subscription fee
  • 10% off the R-Invest annual fee

Open your account now!

Why to become a client of Banque Raiffeisen?

Raiffeisen is a cooperative bank — and it makes all the difference!

Raiffeisen rewards members’ loyalty and trust with a series of OPERA advantages, as well as a range of services and products designed to meet your every need.

Our values

We undertake to respect, apply and share the company’s longstanding values day after day:

Ambition with respect

Respect - esteem and long-lasting relationships
Ambition - the best of ourselves to achieve success and customer satisfaction

Passion and proximity  

Proximity - local actions and warm relations
Passion - enthusiasm as we strive for excellence


Raiffeisen - Your cooperative bank

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Any questions?

We are here to answer your questions and can put you in contact with the right people depending on your requirements.

Where to find us

Raiffeisen has branches all over Luxembourg so you will be able to find a branch or ATM wherever you are.