Discretionary management

R-Gestion is for investors wishing to benefit from the expertise of our discretionary fund management specialists. When you call on our services, you benefit from a personal advisor who will keep you up-to-date with what’s happening with your portfolio. Your assets are managed according to your risk profile and the selected discretionary management strategy. In addition, you will receive quarterly our ‘Investors’ Outlook’ publication and a statement of various performance indicators and tax reporting on the position of your assets in our books.

You will have access to our ‘investor hotline’ and substantial price privileges.

The Sustainable Directive is intended for investors with a medium or long-term investment objective who wish to invest in funds with a positive ecological or social impact.

Qualifying threshold: €125,000

More information about sustainability here.

Preferential rates

Pricing benefits

Stock market orders: 50% discount on the standard rate
Tax reporting: free of charge

Other benefits

A personal advisor
Access to our ‘investor hotline’
Our quarterly ‘Investors’ Outlook’ brochure with all the latest news and our macroeconomic view
A quarterly statement of various performance indicators

Rates

Standard rate

Annual management fee: 0.50% p.a. + VAT (Discount for OPERA PLUS members: 10%)

Performance rate

Annual management fee: 0.30% p.a. + VAT (Discount for OPERA PLUS members: 10%)
Performance fee - only applicable if net performance > 2%:(net performance - 2%) x 0.10 p.a. + VAT

Our directives

Benchmark indices

The benchmark indices had been defined for each asset class composing the portfolio. The different indices allow the calculation of a global index per investment directive. The quarterly performance of the R-Gestion portfolio is compared to the performance of this global index.

The below scheme contains the different indices per asset class for each investment directive.

The benchmark indices may be identical for several investment directives, but the allocation varies from one strategy to another.

A written plan describing the measures that shall be taken in case of a substantial amendment or disappearance of the indices is constantly kept up to date.

Structure by asset class	Directive
	Agressive	Dynamic	Balanced	Defensive	Flexible	Sustainable
Cash	FTSE 1 Month Eurodeposit EUR	FTSE 1 Month Eurodeposit EUR				FTSE 1 Month Eurodeposit EUR
Bonds	-	Bonds EUR (JPM EMU IG GBI)				Bonds EUR (BB Euro Aggregate)
	-	Bonds USD (JPM United States GBI)				Global Bonds (BB Global Aggregate EUR-h)
	-	Emerging Markets Bonds (JPM GBI EM Div.)				High Yield Bonds (ICE BofAML Gl. HY EUR-h)
	-	-				Emerging Markets Bonds (JPM EMBI Div. EUR-h)
Equities	Eurozone shares (MSCI EMU NR)	Eurozone shares (MSCI EMU NR)				Eurozone shares (MSCI Europe NR)
	Global equities (MSCI World ex EMU NR)	Global equities (MSCI World ex EMU NR)				Global equities (MSCI World NR)
	Emerging Markets Equities (MSCI EM NR)	Emerging Markets Equities (MSCI EM NR)				Emerging Markets Equities (MSCI EM NR)
Alternative investments	Liquid alternative strategies (HFRX EW Strat. EUR-h)	Liquid alternative strategies (HFRX EW Strat. EUR-h)				Liquid alternative strategies (HFRX EW Strat. EUR-h)
	Real estate (FTSE EPRA/Nareit Developed)	Real estate (FTSE EPRA/Nareit Developed)				Real estate (FTSE EPRA/Nareit Developed)
	Commodities (Bloomberg Commodity EUR-h)	Commodities (Bloomberg Commodity EUR-h)				-
	-	Precious Metals (London Gold PM Fixing EUR-h)				-