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Contactless credit cards

Adopt a new way to pay! Wave your card over the payment terminal — and that’s it!
No changes to your card — only the payment method is new!

What does contactless mean?

Contactless technology means you can make a payment without having to insert your credit card into a terminal.

It’s so convenient! 

No more coins dropping out of your purse and getting lost! Use your contactless credit card to pay for your day-to-day purchases. It is just as secure — but much more practical!

And it’s fast.

It only takes a second or two to pay. No need to worry if you have the right change, no more waiting or inserting your card and, for small amounts, no PIN code necessary.

What a breakthrough! 

Simply wave your card next to the payment terminal — and that’s it!

Is there a limit on payment?

In Luxembourg, you can use your contactless credit card for any amount.

For purchases:

  • under 50 EUR, no PIN code is required.
  • over 50 EUR, you will need to enter your usual PIN code.

These amounts vary from one country to another. Ask the retailers you visit for more information.

In addition, you can accumulate several consecutive small contactless purchases without a PIN, up to a cumulative amount of 100 EUR. Once this limit is reached, the terminal will ask you to enter your usual PIN code to validate contactless transactions.

To be able to carry out contactless transactions again without a PIN, you must insert your card into the terminal and enter your usual PIN code. This resets the cumulative amount of contactless transactions without a PIN to zero. However, entering the PIN during a contactless transaction (i.e. without inserting the card into the terminal) does not reset the cumulative amount.

As a security measure, you may be asked for your PIN from time to time.

You will also need to insert your card into the terminal the first time you use it to activate the contactless feature.

Where to find us

There is bound to be a Raiffeisen agency somewhere near you. Locate an agency or ATM wherever you are.

Any questions?

We are here to answer your questions and can put you in contact with the right people depending on your requirements.